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Find Mortgage Refinance Companies in Fontana, CA

Compare mortgage refinance companies in Fontana. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Fontana, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 mortgage refinance companies in Fontana, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
17042 Slover Ave, Fontana, CA 92337
8476794629
Chase Home Lending
16879 Sierra Lakes Pkwy, Fontana, CA 92336
9093579838
US Bank Mortgage
15222 Summit Ave, Fontana, CA 92336
9098993405
US Bank Mortgage
7400 Cherry Ave, Fontana, CA 92336
8008722657
Best Commercial Real Estate Mortgage Loans Fontana CA
8557 Juniper Ave 8 - A, Fontana, CA 92335
9094522966
Happy Investments, Inc. Fontana Ca
13677 Foothill Blvd # G-2A, Fontana, CA 92335
9094912851
Mountain West Financial
8275 Sierra Ave. Suite 106, Fontana, CA 92335
9092304395

A mortgage refinance company in Fontana, California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application. Local Fontana homeowners often refinance to lower their interest rate or switch from an adjustable-rate to a fixed-rate mortgage.

What Does a Mortgage Refinance Company in Fontana Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $1,000 to $2,500. Third-party fees such as credit report and escrow fees add $500 to $1,500. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Fontana?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer than expected.
Are there California laws that protect me when refinancing?
Yes, California has a three-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. Also, lenders must follow the California Homeowner Bill of Rights for certain loan modifications.