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Find Mortgage Refinance Companies in Fairfield, CA

Directory of mortgage refinance companies in Fairfield, California. Verify credentials with the state state mortgage licensing authority before hiring.

12 agents listed
Updated June 2026
Fairfield, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 12 mortgage refinance companies in Fairfield, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeanine Nucum-Mortgage Brokers
490 Chadbourne Rd Suite A147, Fairfield, CA 94534
(707) 368-1077 jnucumhomeloans.com
Caliber Home Loans
3700 Hilborn Rd #700, Fairfield, CA 94534
(707) 432-1000 caliberhomeloans.com
George R. Kalis, CrossCountry Mortgage Area Manager
1300 Oliver Rd #140, Fairfield, CA 94534
(707) 759-5129 ccm.com
Dawn Palestini - MLO NMLS #361616 - Palestini Home Loans
490 Chadbourne Rd A172, Fairfield, CA 94534
(707) 249-5352 palestinihomeloans.com
Home Loans by Ed Esteban
490 Chadbourne Rd Ste A132, Fairfield, CA 94534
(707) 344-6062
Stacey Solutions
490 Chadbourne Rd #172, Fairfield, CA 94534
(707) 290-2899 staceysolutions.net
Jason Russell - NEO Home Loans
3700 Hilborn Rd, Fairfield, CA 94534
(707) 208-5544 jasonrussell.com
Steve Case, Caliber Home Loans
2420 Martin Rd STE 150, Fairfield, CA 94534
(707) 421-1001 caseloans.com
US Bank Mortgage
5055 Business Center Dr, Fairfield, CA 94534
(800) 872-2657 usbank.com
Wendi Lucas First Priority
3700 Hilborn Rd #700, Fairfield, CA 94534
(707) 426-4662 lucasloans.com
Debbie Lintao NMLS#260867
3234 Banff Dr, Fairfield, CA 94534
(707) 330-3039 debbielintao.com
US Bank Mortgage
1307 Travis Blvd, Fairfield, CA 94533
(800) 872-2657 usbank.com

Mortgage refinance companies in Fairfield California help homeowners lower their interest rate or change loan terms. Under California law borrowers have a three day right of rescission after signing certain refinance documents. Local lenders in Solano County can guide you through the process and explain state specific requirements like the California Homeowner Bill of Rights.

What Does a Mortgage Refinance Company in Fairfield Cost?

Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. For a $400,000 loan this means $8,000 to $20,000 in fees including appraisal title insurance and origination charges. California also requires a preliminary title report costing $100 to $300. These costs vary by lender and property type. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for a mortgage refinance in Fairfield California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal is needed or if title issues arise. Your lender will provide a Loan Estimate within three business days of your application.
Are there California specific fees for refinancing a mortgage?
Yes California charges a documentary transfer tax on the deed when the loan is recorded. This tax varies by county and city. In Fairfield you may also pay recording fees and a state mandated home inspection fee if applicable.

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