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Find Mortgage Refinance Companies Near You in Duarte, CA

Looking for a mortgage refinance company in Duarte? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Duarte, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage refinance companies in Duarte, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stephen M Cabral - Mortgage Broker, nmls#1986872
3033 Gardi St, Duarte, CA 91010
6262635455
Mortgage, Bank of America
1440 E Huntington Dr, Duarte, CA 91010
6262634037
Chase Mortgage
1000 E Huntington Dr, Duarte, CA 91010
6263572518

Mortgage refinance companies in Duarte California help homeowners lower their rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Duarte residents can access local lenders familiar with Los Angeles County property values and regulations.

What Does a Mortgage Refinance Company in Duarte Cost?

Typical costs for a mortgage refinance in California range from 2 percent to 5 percent of the loan amount. For a 400000 dollar loan that means 8000 to 20000 dollars in fees. Common fees include appraisal title insurance and origination charges. Actual costs vary by lender loan size and property location. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Duarte California?
You typically need pay stubs tax returns bank statements and a photo ID. California lenders also require a property appraisal. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days. Delays can occur if the appraisal or title search takes longer. California law does not set a specific time limit for the process.
Are there California specific rules for refinancing?
Yes California has strict anti predatory lending laws. Lenders must verify your ability to repay. You also have a three day right to rescind the loan after signing for most refinances.