Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 mortgage refinance companies in Del Mar, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loantown
3790 Via De La Valle #314, Del Mar, CA 92014
8582890000
Josh Painter, Mortgage Broker
1217 Camino Del Mar, Del Mar, CA 92014
9512653524
Team Home Loans - San Diego Mortgage Lenders
445 Marine View Ave UNIT 200, Del Mar, CA 92014
8584499790
Avant Capital
1011 Camino Del Mar Suite 214, Del Mar, CA 92014
8583509407
Todd Benware Team - Home Loans - HomePlus Corporation dba HomePlus Mortgage NMLS ID 78669
1011 Camino Del Mar Suite 236, Del Mar, CA 92014
8005114080
Wise Home Loans
1110 Camino Del Mar Suite H, Del Mar, CA 92014
8583569100
Paul Gomez Loan Town
STE 300, 445 Marine View Ave, Del Mar, CA 92014
6199770048
Bay Shore Mortgage
1442 Camino Del Mar #201, Del Mar, CA 92014
8587206677
Express Funding Mortgage Company
1237 Camino Del Mar UNIT I, Del Mar, CA 92014
8582593980
What Does a Mortgage Refinance Company in Del Mar Cost?
Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, title insurance of $1,000 to $3,000, and lender origination fees of 0.5% to 1% of the loan. Recording fees and taxes add a few hundred dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Del Mar?
You typically need recent pay stubs, tax returns, bank statements, and a property appraisal. California lenders also require a signed application and a credit check. Each lender may ask for additional paperwork based on your loan type.
How long does a mortgage refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if there are title issues. California law does not set a specific time limit but lenders must provide a Loan Estimate within three business days.
Are there California-specific fees for refinancing?
Yes, California charges a documentary transfer tax when the deed is recorded. Other fees include appraisal costs, title insurance, and lender origination fees. These costs vary by county and loan amount.