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Browse mortgage refinance companies serving Cypress, California. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Cypress, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 mortgage refinance companies in Cypress, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Joe Soto Team - Home Loan Specialists
6101 Ball Rd Sutie 101, Cypress, CA 90630
7148201535
Eric Whitcomb at CrossCountry Mortgage
6101 Ball Rd # 101, Cypress, CA 90630
9493391946
Kinetic Mortgage
10073 Valley View St #403, Cypress, CA 90630
7147618187
Jenny Schippers at CrossCountry Mortgage, LLC
6101 Ball Rd # 101, Cypress, CA 90630
7148015715
US Capital Corp
5252 Orange Ave # 106, Cypress, CA 90630
7145535320
Mortgage refinance companies in Cypress, California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide clear disclosures under the Truth in Lending Act and state regulations. Local companies understand Orange County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Cypress Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from 400 to 700 dollars, title insurance from 500 to 1,500 dollars, and recording fees of 50 to 150 dollars. Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Cypress?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. California lenders may also request proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. This timeline can vary based on the lender workload and appraisal scheduling.
Are there California specific rules for mortgage refinancing?
Yes. California law requires lenders to follow the Homeowner Bill of Rights which includes protections against dual tracking and foreclosure. Lenders must also provide a Loan Estimate and Closing Disclosure within specific time frames.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.