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Compare Mortgage Refinance Companies in Concord, CA
Browse mortgage refinance companies serving Concord, California. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Concord, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 mortgage refinance companies in Concord, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pinnacle Capital Mortgage Corporation
1390 Willow Pass Rd # 560, Concord, CA 94520
9253495793
Land Home Financial Services, Inc.
1355 Willow Way, Concord, CA 94520
8002415263
LaMorinda Real Estate Luxury Services
1848 Willow Pass Rd #208, Concord, CA 94520
9258258494
Mason-McDuffie Mortgage Corporation
1200 Concord Ave Ste. 175, Concord, CA 94520
9258491540
Brian Reeg
1200 Concord Ave #180, Concord, CA 94520
9253030915
Stephen Seidler
1200 Concord Ave, Concord, CA 94520
9253637255
Private Money Bancorp Inc DBA Coast Capital Home Loans
2190 Meridian Park Blvd ste e, Concord, CA 94520
9252029942
Bank of America Home Mortgage
5454 Ygnacio Valley Rd, Concord, CA 94521
9252084352
Allied Mortgage Group - Concord
1000 Burnett Ave Suite 450, Concord, CA 94520
9254977434
Mortgage refinance companies in Concord California help homeowners lower their interest rates or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Contra Costa County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Concord Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third party fees like credit reports and recording fees add 100 to 300 dollars. Total closing costs often range from 2,000 to 5,000 dollars for a standard refinance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a home in Concord California?
You typically need pay stubs, tax returns, bank statements, and a recent property appraisal. California lenders also require proof of homeowners insurance. Gather these items before you apply to speed up the process.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer. Your lender must give you a Closing Disclosure at least three business days before closing.
Can I refinance with a California cash out loan?
Yes, many Concord homeowners use a cash out refinance to access equity. California law limits cash out refinances to 80 percent of the home value in most cases. You can use the funds for home improvements or debt consolidation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.