Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 mortgage refinance companies in Camarillo, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Silverio Garcia-Silver Mortgage Group
916 W Ventura Blvd #100, Camarillo, CA 93010
8054799283
Broadview Home Loans
333 N Lantana St #134, Camarillo, CA 93010
8053890282
Ivan Oberon - Mortgage Broker - Real Estate Investor
1623 Regent St, Camarillo, CA 93010
8052362647
Loan Production Office: Gary Alamin, Mortgage Broker NMLS #234400
360 Mobil Ave #101, Camarillo, CA 93010
8059876919
The Money Store
601 E Daily Dr # 122, Camarillo, CA 93010
8053028224
MY Home Lending
2011 Ventura Blvd, Camarillo, CA 93010
8054075777
Frank Magana Jr. (Branch Manager) - Mason-McDuffie Mortgage Corporation
360 Mobil Ave Suite 218-A, Camarillo, CA 93010
7144692906
Edward Montelongo
333 N Lantana St #100, Camarillo, CA 93010
8055013120
Manuel L. Manzano
333 N Lantana St #100, Camarillo, CA 93010
8056574387
Smart Home Mortgage
2356 Ventura Blvd Suite A, Camarillo, CA 93010
8057022020
What Does a Mortgage Refinance Company in Camarillo Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $800 to $2,000. Third-party costs like escrow and recording fees add $500 to $1,500. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Camarillo?
You typically need pay stubs, tax returns, bank statements, and a photo ID. California lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there California laws that protect me during refinancing?
Yes. California Civil Code Section 1026.5 requires lenders to disclose the annual percentage rate and total loan costs. You also have a three-day right of rescission for most refinances.