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Browse mortgage refinance companies serving Brea, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Brea, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage refinance companies in Brea, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network, Inc.
10 Pointe Dr #330, Brea, CA 92821
7148314000
Mutual Home Mortgage
500 S Kraemer Blvd Suite 165, Brea, CA 92821
9492503981
New American Funding - City of Industry, CA
1 Pointe Dr Suite 315, Brea, CA 92821
3237392733
Joshua Sun Loans
210 W Birch St #201, Brea, CA 92821
6575779124
DirectMyLoan
10 Pointe Dr #330, Brea, CA 92821
9498686704
PrimeLending, A PlainsCapital Company - Irvine Spectrum - Brea
A mortgage refinance company in Brea California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application. This local service can assist with rate reductions or cash-out refinancing for Orange County properties.
What Does a Mortgage Refinance Company in Brea Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,500. Third-party costs like escrow and recording fees add $500 to $1,500. Total closing costs often range from $3,000 to $8,000 depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Brea?
You typically need pay stubs, tax returns, bank statements, and a government ID. California lenders also require a signed application and property information to start the process.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes extra time.
Can I refinance if I have a California high-cost loan?
Yes, but California law provides extra protections for high-cost loans under Civil Code Section 3270. You may face additional disclosures or waiting periods before closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.