Skip to main content

Find Mortgage Refinance Companies in Brea, CA

Looking for a mortgage refinance company in Brea? Review the directory below to compare your options.

20 agents listed
Updated June 2026
Brea, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 mortgage refinance companies in Brea, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network, Inc.
10 Pointe Dr #330, Brea, CA 92821
(714) 831-4000 afncorp.com
Mutual Home Mortgage
500 S Kraemer Blvd Suite 165, Brea, CA 92821
(949) 250-3981 danieldobbs.org
New American Funding - City of Industry, CA
1 Pointe Dr Suite 315, Brea, CA 92821
(323) 739-2733 newamericanfunding.com
Joshua Sun Loans
210 W Birch St #201, Brea, CA 92821
(657) 577-9124 sites.google.com
DirectMyLoan
10 Pointe Dr #330, Brea, CA 92821
(949) 868-6704 directmyloan.com
PrimeLending, A PlainsCapital Company - Irvine Spectrum - Brea
3 Pointe Dr Suite 102, Brea, CA 92821
(714) 784-2600 lo.primelending.com
Moretgage
500 S Kraemer Blvd Suite 265, Brea, CA 92821
(800) 381-4571 moretgage.com
LendingRush: Rush Shah, Mortgage Lender NMLS #1171655
595 W Lambert Rd Suite 109, Brea, CA 92821
(714) 804-8109 rushshahmortgage.com
American Pacific Mortgage - Sam Arrietta
3 Pointe Dr #200, Brea, CA 92821
(714) 987-3950 samarrietta.com
Blue Financial Group
210 W Birch St #201, Brea, CA 92821
(714) 529-4300 bluefinancialgroup.com
Citywide Home Loans Brea
200 W Imperial Hwy, Brea, CA 92821
(714) 226-1115 citywidehomeloans.com
Viewpoint Lending
3030 Saturn St Suite 202, Brea, CA 92821
(562) 321-4719 viewpointlending.com
JR Ramirez - August Mortgage Group
391 S State College Blvd, Brea, CA 92821
(210) 415-8090
Charis Loans, Inc.
135 S State College Blvd, Brea, CA 92821
(800) 591-5993 charisloans.com
Loaning Now Inc.
351 Oak Pl k, Brea, CA 92821
(800) 457-6055 loaningnow.com
A Team Lending
3350 E Birch St, Brea, CA 92821
(714) 487-0400
Barrons Mortgage Corporation
1280 W Lambert Rd #F1, Brea, CA 92821
(714) 255-0065
Ark Home Loans
649 W Imperial Hwy Suite B, Brea, CA 92821
(949) 381-9230 arkhomeloans.com
Oak Knoll Lending
595 W Lambert Rd Suite 109, Brea, CA 92821
(855) 625-5665 oklending.net
First Americal Mortgage
351 Oak Pl k, Brea, CA 92821
(626) 354-5334 firstamerical.com

A mortgage refinance company in Brea California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application. This local service can assist with rate reductions or cash-out refinancing for Orange County properties.

What Does a Mortgage Refinance Company in Brea Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,500. Third-party costs like escrow and recording fees add $500 to $1,500. Total closing costs often range from $3,000 to $8,000 depending on loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Brea?
You typically need pay stubs, tax returns, bank statements, and a government ID. California lenders also require a signed application and property information to start the process.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes extra time.
Can I refinance if I have a California high-cost loan?
Yes, but California law provides extra protections for high-cost loans under Civil Code Section 3270. You may face additional disclosures or waiting periods before closing.

Mortgage Refinance Companies in Other California Cities