Skip to main content

Mortgage Refinance Companies in Banning, CA

Looking for a mortgage refinance company in Banning? Review the directory below to compare your options.

2 agents listed
Updated June 2026
Banning, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 2 mortgage refinance companies in Banning, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Realty Vault Banning - REO Sales
5400 W Ramsey St, Banning, CA 92220
(951) 209-8627 vaultre.com
U.S. Bank-Marcus Castro-Mortgage Loan Officer
300 S Highland Springs Ave, Banning, CA 92220
(562) 799-7720 mortgage.usbank.com

Mortgage refinance companies in Banning, California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local Banning residents may also qualify for California Housing Finance Agency programs that assist with refinancing.

What Does a Mortgage Refinance Company in Banning Cost?

Typical costs for a mortgage refinance in California include an application fee of $300 to $500, appraisal fee of $400 to $700, and title insurance of $800 to $1,500. Closing costs generally range from 2% to 5% of the loan amount. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Banning?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal and a signed application form.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.

Mortgage Refinance Companies in Other California Cities