Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage refinance companies in Bakersfield, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gem Mortgage
1200 Discovery Dr STE 300, Bakersfield, CA 93309
6613281600
Signature Home Lending
4200 Truxtun Ave, Bakersfield, CA 93309
6616642780
NEW/GEN HOME LENDING
3434 Truxtun Ave # 155, Bakersfield, CA 93301
6612038792
Estrada Team with CrossCountry Mortgage, LLC
4900 California Ave #310a, Bakersfield, CA 93309
6613204719
Ownity Mortgage Lending
7606 Meany Ave Suite 103, Bakersfield, CA 93308
6614727182
The Mortgage House
8500 Stockdale Hwy #150, Bakersfield, CA 93311
6613289300
Clarity Home Loans
5060 California Ave Suite 1090-F, Bakersfield, CA 93309
6613225626
Agape Mortgage
5001 California Ave Suite 200, Bakersfield, CA 93309
6614969311
Buena Vista Mortgage, Veronica Y. Morales, Loan Officer
9100 Ming Ave Suite 107, Bakersfield, CA 93311
6613336996
Alfonso Garza
5301 Office Park Dr #200, Bakersfield, CA 93309
3104151359
Mortgage Connection
900 Mohawk St Suite 240, Bakersfield, CA 93309
6612054133
PrimeLending, A PlainsCapital Company - Bakersfield
5001 California Ave STE 108, Bakersfield, CA 93309
6612812324
Kay LaRue | Castle & Cooke Mortgage, LLC
1800 Westwind Dr Suite 405, Bakersfield, CA 93301
6613014230
Accelerated Lending Group
5330 Office Centre Ct Ste. 58, Bakersfield, CA 93309
6614895363
Creative Realty Mortgage Inc
4939 Calloway Dr Ste 101, Bakersfield, CA 93312
6613277041
Cornerstone Mortgage
4560 California Ave #300, Bakersfield, CA 93309
6613700600
Allyn Medeiros, NMLS #214606
5001 California Ave Suite 200, Bakersfield, CA 93309
6613242427
Daniel Estrada at CrossCountry Mortgage
4900 California Ave #310a, Bakersfield, CA 93309
6613204719
Jeen Yim, Mortgage Lender NMLS #1899849
4600 American Ave, Bakersfield, CA 93309
8185685106
Steven Nettles - PrimeLending - NMLS 349681
5001 California Ave #111, Bakersfield, CA 93309
6619126565
What Does a Mortgage Refinance Company in Bakersfield Cost?
Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and lender origination fees of 1% to 2% of the principal. Actual costs vary by loan size and lender. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Bakersfield?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there California specific rules for refinancing?
Yes. California law limits prepayment penalties on most loans and requires lenders to give you a three day right of rescission after closing. You can cancel the loan for any reason within that period.