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Compare Mortgage Refinance Companies in White Hall, AR

Compare mortgage refinance companies in White Hall. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
White Hall, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arkansas before hiring.
Showing 3 mortgage refinance companies in White Hall, AR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alyson Bradford - State Farm Insurance Agent
7500 Dollarway Rd #101, White Hall, AR 71602
8702479444
Pine Federal Credit Union
5100 Jefferson Pkwy, White Hall, AR 71602
8702475100
Fbt Bank & Mortgage
7199 Sheridan Rd, White Hall, AR 71602
8702479700

Mortgage refinance companies in White Hall, Arkansas help homeowners lower their interest rate or change loan terms. Arkansas law requires lenders to provide clear disclosures under the Arkansas Fair Mortgage Lending Act. Local companies understand Pine Bluff area property values and can guide you through the process.

What Does a Mortgage Refinance Company in White Hall Cost?

Typical costs for a mortgage refinance in Arkansas include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title insurance of 500 to 1,000 dollars. Closing costs usually range from 2 to 5 percent of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in White Hall?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Arkansas lenders may also require a property appraisal. Each lender has its own list, so ask ahead.
How long does a mortgage refinance take in Arkansas?
Most refinances close in 30 to 45 days. Arkansas law does not set a specific timeline, but lenders must follow federal truth-in-lending rules. Delays can happen if the appraisal is slow.
Are there Arkansas-specific rules for refinancing a home?
Yes. Arkansas requires lenders to be licensed under the Arkansas Secure and Fair Enforcement Mortgage Licensing Act. Also, Arkansas has a 12-year statute of limitations for mortgage foreclosure, which may affect refinance terms.