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Find Mortgage Refinance Companies Near You in Pinetop, AZ
Directory of mortgage refinance companies in Pinetop, Arizona. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Pinetop, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 5 mortgage refinance companies in Pinetop, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Deb Gaustad Motto Mortgage Limitless
1425 E White Mountain Blvd, Pinetop, AZ 85935
9282211676
White Mountain Mortgage powered by Nexa Mortgage
2482 E White Mountain Blvd, Pinetop, AZ 85935
9282426989
Motto Mortgage Limitless
1425 E White Mountain Blvd, Pinetop, AZ 85935
9283642121
Rachael Watson Motto Mortgage Limitless
1425 E White Mountain Blvd, Pinetop, AZ 85935
4802972456
PNC Mortgage
781 E White Mountain Blvd, Pinetop, AZ 85935
9283674177
Mortgage refinance companies in Pinetop Arizona help homeowners adjust their loan terms or lower their interest rates. Arizona law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the unique real estate market in the White Mountains region.
What Does a Mortgage Refinance Company in Pinetop Cost?
Typical costs for a mortgage refinance in Arizona include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Pinetop?
You typically need pay stubs tax returns bank statements and a photo ID. Arizona lenders also require a property appraisal to confirm your homes current value.
How long does a refinance take in Arizona?
A standard refinance in Arizona usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Arizona specific laws for refinancing?
Yes Arizona follows federal Truth in Lending Act rules and state statutes on deed of trust foreclosures. You have a three day right of rescission after signing to cancel the loan without penalty.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.