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Directory of mortgage refinance companies in Oxford, Alabama. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Oxford, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 10 mortgage refinance companies in Oxford, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Franklin Financial
1716 Hamric Dr E Suite 5/6, Oxford, AL 36203
2568320450
Cynthia Roden and Brad Bentley | Fairway Independent Mortgage Corp
1047 Hamric Dr E, Oxford, AL 36203
2563101807
Regional Finance
1225 Snow St Suite 4, Oxford, AL 36203
2568351374
SC Mortgage Team -Fairway Independent Mortgage Corporation
250 Spring Branch Rd, Oxford, AL 36203
2563102485
LendNation
650 S Quintard Ave, Oxford, AL 36203
2568353883
Miranda Kelley - Team Acopia | Lower Mortgage
1711C Hillyer Robinson Industrial Pkwy C, Oxford, AL 36203
2564532479
Southwest Funding
1600 Hillyer Robinson Industrial Pkwy Suite D, Oxford, AL 36203
2563129485
Lendmark Financial Services LLC
190 Oxford Exchange Blvd, Oxford, AL 36203
2564054547
OneMain Financial
660 Creekside Dr Ste 1, Oxford, AL 36203
2568316466
Edwin Mortgage Team at Edge Home Finance
7 Snow St, Oxford, AL 36203
2563716811
Mortgage refinance companies in Oxford, Alabama help homeowners lower their interest rate or change loan terms. Alabama law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand the Oxford real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Oxford Cost?
Typical costs for refinancing a mortgage in Alabama include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search fees of $200 to $400. Closing costs in Alabama often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Oxford Alabama?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Alabama lenders may also require a property appraisal. Gather these documents before applying to speed up the process.
How long does a mortgage refinance take in Alabama?
A typical refinance in Alabama takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender will provide a timeline after reviewing your application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.