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Find Mortgage Refinance Companies Near You in Gulf Shores, AL
Compare mortgage refinance companies in Gulf Shores. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Gulf Shores, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 9 mortgage refinance companies in Gulf Shores, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FirstBank Mortgage
113 E 20th Ave, Gulf Shores, AL 36542
8002006462
Georgia Kelley - Coastal Mortgage Team at Edge Home Finance
1544 W 2nd St #106, Gulf Shores, AL 36542
2516108066
Barr Group Mortgage
1703 Gulf Shores Pkwy, Gulf Shores, AL 36542
2519751800
Fountain Home Loans | DSCR Loans Mortgage Broker Lending Company
232 Professional Ct C4, Gulf Shores, AL 36542
2512074300
Joey Parker | SouthState Mortgage
1560 W 2nd St, Gulf Shores, AL 36542
2512698328
Kelly Hobbs Motto Mortgage Gulf Coast
1545 W 2nd St Suite 100, Gulf Shores, AL 36542
2519683601
Rocket Mortgage - Loren Tunnicliffe - Local Loan Officer
3145 Gulf Shores Pkwy, Gulf Shores, AL 36542
5126369575
Motto Mortgage Gulf Coast
1545 W 2nd St Suite 100, Gulf Shores, AL 36542
2519683601
Beach Refinance Mortgage
343 E Beach Blvd, Gulf Shores, AL 36542
8554858219
Mortgage refinance companies in Gulf Shores Alabama help homeowners lower their monthly payments or change loan terms. Alabama law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the Gulf Shores real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Gulf Shores Cost?
Typical costs for refinancing a mortgage in Alabama include an appraisal fee of 400 to 600 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Closing costs in Gulf Shores usually range from 2,000 to 5,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Gulf Shores Alabama?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Alabama lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Gulf Shores Alabama?
A typical refinance in Alabama takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Alabama specific rules for refinancing a mortgage?
Yes. Alabama is a non judicial foreclosure state, which affects refinance terms. Also, Alabama law does not require a cooling off period after refinancing, but federal rules give you a three day right of rescission for most refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.