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Find Mortgage Lenders in Whitewater, WI

Compare mortgage lenders in Whitewater. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Whitewater, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 6 mortgage lenders in Whitewater, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
UW Credit Union
228 Wyman Mall, Whitewater, WI 53190
8005336773
First Citizens State Bank
207 W Main St, Whitewater, WI 53190
2624732112
Associated Bank
219 W Center St, Whitewater, WI 53190
2624736880
Fort Community Credit Union
203 E Milwaukee St, Whitewater, WI 53190
9205637305
PremierBank
200 S Fremont St, Whitewater, WI 53190
2624731111
Edward Jones - Financial Advisor: Kent J Hutchins
321 W Center St, Whitewater, WI 53190
2624731156

Mortgage lenders in Whitewater Wisconsin help home buyers and homeowners secure financing for property purchases and refinancing. Wisconsin law requires lenders to be licensed through the Wisconsin Department of Financial Institutions. Local lenders understand the Whitewater real estate market and can guide borrowers through state-specific closing procedures.

What Does a Mortgage Lender in Whitewater Cost?

Typical mortgage lender costs in Wisconsin include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 percent to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Whitewater?
You typically need pay stubs, tax returns, bank statements, and identification. Wisconsin lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Wisconsin?
The process usually takes 30 to 45 days from application to closing. Wisconsin law allows a three business day right of rescission for refinances.
Are there first time home buyer programs in Whitewater?
Yes, Wisconsin offers the WHEDA program which provides down payment assistance and favorable loan terms. Local lenders in Whitewater can help you apply for these state programs.