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Looking for a mortgage lender in Stoughton? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Stoughton, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 6 mortgage lenders in Stoughton, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rock Realty LLC
214 S Forrest St Ste 1, Stoughton, WI 53589
6085714094
Summit Credit Union
2105 McComb Rd, Stoughton, WI 53589
6082435000
Associated Bank
117 King St, Stoughton, WI 53589
6088736666
Blackhawk Community Credit Union - Stoughton
1525 US Hwy 51 And 138, Stoughton, WI 53589
6087556065
Thrivent - Terry Niedfeldt
417 W Main St #3, Stoughton, WI 53589
6088733910
Ryan Gerth - Thrivent
417 W Main St, Stoughton, WI 53589
6088733910
Mortgage lenders in Stoughton Wisconsin help homebuyers and homeowners secure financing for purchases and refinances. Wisconsin law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand Stoughton market conditions and can guide you through state specific closing requirements.
What Does a Mortgage Lender in Stoughton Cost?
Typical costs for a mortgage in Wisconsin include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents are needed to apply for a mortgage in Stoughton Wisconsin?
You will need pay stubs, tax returns, bank statements, and identification. Wisconsin lenders also require a property appraisal and title search. Specific requirements vary by loan type.
How long does the mortgage process take in Wisconsin?
The typical mortgage process in Wisconsin takes 30 to 45 days from application to closing. Wisconsin law requires a three business day waiting period after the Closing Disclosure is provided. Delays can occur if additional documentation is needed.
Are there Wisconsin specific programs for first time home buyers?
Yes, the Wisconsin Housing and Economic Development Authority offers down payment assistance and fixed rate loans for first time buyers. These programs have income and purchase price limits. A local Stoughton lender can explain eligibility requirements.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.