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Mortgage Lenders in Racine, WI

Directory of mortgage lenders in Racine, Wisconsin. Verify credentials with the state state mortgage licensing authority before hiring.

12 agents listed
Updated June 2026
Racine, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Wisconsin before hiring.
Showing 12 mortgage lenders in Racine, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LendNation
3326 Washington Ave, Racine, WI 53405
(262) 632-3260 lendnation.com
OneMain Financial
2215 Lathrop Ave, Racine, WI 53405
(262) 633-4040 onemainfinancial.com
Chase Home Lending
5815 21st St, Racine, WI 53406
(917) 841-0255 homelendingadvisor.chase.com
Johnson Financial Group
4001 N Main St, Racine, WI 53402
(262) 639-6010 johnsonfinancialgroup.com
US Bank Mortgage
4701 Washington Ave, Racine, WI 53406
(800) 872-2657 usbank.com
Russell Ruegger-U.S. Bank Mortgage
4701 Washington Ave, Racine, WI 53406
(262) 638-8025 mortgage.usbank.com
Brandy Stork - Mortgage Loan Officer
4708 Northwestern Ave, Racine, WI 53406
(262) 554-5821 tcnb.com
Chase Mortgage
4930 Douglas Ave, Racine, WI 53402
(262) 681-4265 chase.com
Cardinal Financial Company, Limited Partnership
2744 Old Ml Dr, Racine, WI 53405
(262) 288-4701 cardinalfinancial.com
Wintrust Mortgage
5005 Washington Ave, Racine, WI 53406
(262) 833-3370 wintrustmortgage.com
U.S. Bank-Mortgage Loan Officer-Cara Sery
4701 Washington Ave, Racine, WI 53406
(262) 237-6524 mortgage.usbank.com
BMO Harris Bank Mortgage
4100 Durand Ave, Racine, WI 53405
(888) 340-2265 bmo.com

Mortgage lenders in Racine Wisconsin help home buyers and homeowners secure financing for property purchases and refinancing. Wisconsin law requires mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders understand Racine real estate market conditions and can guide you through the loan process.

What Does a Mortgage Lender in Racine Cost?

Typical mortgage lender costs in Wisconsin include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance costs around $1,000 to $2,000. Closing costs in Wisconsin generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage application in Racine?
You typically need pay stubs, tax returns, bank statements, and photo identification. Wisconsin lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Wisconsin?
The average mortgage process in Wisconsin takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property appraisal takes longer.
Are there special mortgage programs for Wisconsin home buyers?
Yes, the Wisconsin Housing and Economic Development Authority offers down payment assistance and low interest rate loans for qualified buyers. These programs are available through participating lenders in Racine.

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