Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 6 mortgage lenders in St Albans, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Superior Home Specialists
2829 MacCorkle Ave, St Albans, WV 25177
3047296603
City National Bank
560 4th St, St Albans, WV 25177
3047227560
West Virginia Federal Credit
2355 MacCorkle Ave, St Albans, WV 25177
3047293000
Truist
520 6th Ave, St Albans, WV 25177
3047220300
Star USA Federal Credit Union
600 6th Ave, St Albans, WV 25177
3047272981
Zdrojewski & Company
855 McQueen Blvd, St Albans, WV 25177
3045532396
What Does a Mortgage Lender in St Albans Cost?
Typical mortgage lender costs in West Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search fees of $150 to $400. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in St Albans?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and photo identification. West Virginia lenders may also require proof of homeowners insurance and a property appraisal.
How long does mortgage approval take in West Virginia?
The standard mortgage approval process in West Virginia usually takes 30 to 45 days from application to closing. This timeline can vary based on the complexity of your financial situation and the lenders workload.
Are there first time homebuyer programs in West Virginia?
Yes, the West Virginia Housing Development Fund offers down payment assistance and competitive interest rates for qualified first time buyers. St Albans residents may also qualify for local grants through Kanawha County programs.