Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 5 mortgage lenders in South Charleston, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
John Asseff at CrossCountry Mortgage
205 D St, South Charleston, WV 25303
3047442980
Chase Mortgage
505 D St, South Charleston, WV 25303
3047441835
Chase Home Lending
505 D St, South Charleston, WV 25303
3327993680
Joy Gumm at CrossCountry Mortgage
205 D St, South Charleston, WV 25303
3043773593
Solution One Mortgage
205 D St, South Charleston, WV 25303
3047442980
What Does a Mortgage Lender in South Charleston Cost?
Typical costs for a mortgage lender in West Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing around $800 to $1,500. Closing costs generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in South Charleston?
You will need proof of income, tax returns, bank statements, and identification. West Virginia lenders also require a property appraisal and title search.
How long does the mortgage process take in West Virginia?
The typical mortgage process in West Virginia takes 30 to 45 days from application to closing. Delays can occur if the property has title issues or if appraisal takes longer.
Are there special mortgage programs for West Virginia residents?
Yes, the West Virginia Housing Development Fund offers down payment assistance and low interest loans for first time home buyers. These programs have income limits and require homebuyer education.