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Mortgage Lenders in Bluefield, WV

Browse mortgage lenders serving Bluefield, West Virginia. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Bluefield, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 6 mortgage lenders in Bluefield, WV Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Community Bank
211 Federal St, Bluefield, WV 24701
3043257151
Burke & Herbert Bank
2020 College Ave, Bluefield, WV 24701
3043275660
Burke & Herbert Bank
525 Federal St, Bluefield, WV 24701
3043243232
First Community Bank
4206 Coal Heritage Rd, Bluefield, WV 24701
3045893302
MCNB Banks - Bluefield Banking Center
3152 E Cumberland Rd, Bluefield, WV 24701
3043256500
Investment Planning Advisors
3008 E Cumberland Rd, Bluefield, WV 24701
3043270401

Mortgage lenders in Bluefield, West Virginia help residents finance home purchases and refinances. West Virginia law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the unique housing market in Mercer County and can guide you through the process.

What Does a Mortgage Lender in Bluefield Cost?

Typical costs for a mortgage in West Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $600, and title insurance costs of $500 to $1,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the first step to get a mortgage in Bluefield West Virginia?
The first step is to get pre-approved by a licensed lender. You will need to provide income documents, tax returns, and credit history. This helps you understand your budget before house hunting.
Are there West Virginia specific mortgage programs?
Yes, the West Virginia Housing Development Fund offers down payment assistance and low interest loans for first time home buyers. These programs have income limits and require homebuyer education courses.
How long does a typical mortgage closing take in West Virginia?
A typical mortgage closing in West Virginia takes 30 to 45 days from application to funding. Delays can occur if appraisal or title work takes longer. Your lender will provide a timeline estimate.