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Mortgage Lenders in Shoreline, WA

Looking for a mortgage lender in Shoreline? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Shoreline, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 mortgage lenders in Shoreline, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Daniel Mery | NMLS# 66934/1850 | American Pacific Mortgage dba MY Miracle Mortgage
14708 15th Ave NE Suit A, Shoreline, WA 98155
4258738804
American Pacific Mortgage dba MY Miracle Mortgage | Endanchy Fikremariam | NMLS# 2401341/1850
14708 15th Ave NE Suit A, Shoreline, WA 98155
2068415915
Chase Home Lending
18200 Midvale Ave N, Shoreline, WA 98133
2065423161

Mortgage lenders in Shoreline Washington help homebuyers and homeowners secure financing for residential properties. Washington state requires lenders to be licensed under the Consumer Loan Act. Local lenders understand Shoreline market conditions and King County property values.

What Does a Mortgage Lender in Shoreline Cost?

Typical costs for a mortgage in Washington include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees of 500 to 700 dollars and title insurance which can cost 1,500 to 3,000 dollars. Closing costs in King County often range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What do I need to apply for a mortgage in Shoreline Washington?
You typically need proof of income tax returns bank statements and a credit check. Washington law requires lenders to provide a Loan Estimate within three business days of application.
How long does mortgage approval take in Washington state?
The process usually takes 30 to 45 days from application to closing. Washington requires a three business day right of rescission for refinances under federal law.
Are there special mortgage programs for Washington homebuyers?
Yes the Washington State Housing Finance Commission offers down payment assistance and first-time homebuyer programs. These programs have income limits and require homebuyer education.