Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 5 mortgage lenders in Ridgefield, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network - Niki Cantrell
255 S 47th Ave Suite 131, Ridgefield, WA 98642
3606014054
Renee Serface at CrossCountry Mortgage | NMLS# 174038
411 N Main Ave, Ridgefield, WA 98642
5033179293
CrossCountry Mortgage, LLC
411 N Main Ave, Ridgefield, WA 98642
5033179293
Wealthbridge Mortgage
657 N Reiman Rd, Ridgefield, WA 98642
8668045358
Guild Mortgage Company
255 S 47th Ave Suite 131, Ridgefield, WA 98642
5034866446
What Does a Mortgage Lender in Ridgefield Cost?
Typical costs for a mortgage lender in Washington include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by loan type and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ridgefield?
You typically need recent pay stubs, tax returns, bank statements, and identification. Washington lenders also require a credit check and property appraisal.
How long does the mortgage process take in Washington?
The process usually takes 30 to 45 days from application to closing. Washington law requires a three-day right of rescission for refinances on primary residences.
Are there Washington-specific mortgage programs available?
Yes, the Washington State Housing Finance Commission offers programs like the Home Advantage loan and down payment assistance for eligible buyers in Ridgefield.