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Find Mortgage Lenders in Richland, WA

Directory of mortgage lenders in Richland, Washington. Verify credentials with the state mortgage licensing authority before hiring.

12 agents listed
Updated May 2026
Richland, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 12 mortgage lenders in Richland, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Tri-Cities WA
114 Columbia Point Dr Ste A, Richland, WA 99352
5094207662
TINO MARTINEZ - PrimeLending, A PlainsCapital Company
114 Columbia Point Dr Ste A, Richland, WA 99352
5094928792
Tom Coyne - Columbia Bank - Tri Cities Home Lending - Mortgage Loan Officer - Home Loan Officer
139 Gage Blvd, Richland, WA 99352
5097837300
Jowed Hadeed - The Good Lender - Mortgage Loan Officer
139 Gage Blvd, Richland, WA 99352
5098517967
Mundy Mortgage Team | Dana Mundy
1933 Jadwin Ave Suite 133, Richland, WA 99354
5097356603
Loan Factory, Inc Richland WA branch Daniel Lacic Loan Officer
603 Knight St C-3, Richland, WA 99352
5095915517
Land Home Financial Services - Richland, WA
1212 Columbia Park Trail, Richland, WA 99352
5096191005
Premier Mortgage Resources - PMR
1060 Jadwin Ave, Richland, WA 99352
5093161826
US Bank Mortgage
701 Jadwin Ave 2nd Floor, Richland, WA 99352
8008722657
Chase Home Lending
711 Jadwin Ave, Richland, WA 99352
5099435373
Jowed Hadeed - Columbia Bank Home Lending
139 Gage Blvd, Richland, WA 99352
5098517967
Neil Asmund - Chase Home Lending Advisor - NMLS ID 670085
711 Jadwin Ave, Richland, WA 99352
5099435373

What Does a Mortgage Lender in Richland Cost?

Typical costs for a mortgage in Washington include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance that can cost 1,500 to 3,000 dollars. Closing costs usually total 2 to 5 percent of the home purchase price. Costs vary by lender loan type and property location. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Richland?
You typically need pay stubs tax returns bank statements and a government ID. Washington lenders also require a credit report and property appraisal. The exact list depends on your loan type and employment situation.
How long does the mortgage process take in Washington?
The process usually takes 30 to 45 days from application to closing. Washington law requires a three-day right of rescission for refinances. Delays can happen if the appraisal or title work takes longer.
Are there special mortgage programs for Washington residents?
Yes the Washington State Housing Finance Commission offers down payment assistance and low interest loans for first-time buyers. These programs have income limits and require homebuyer education. Many Richland lenders participate in these programs.