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Compare Mortgage Lenders in Port Orchard, WA

Directory of mortgage lenders in Port Orchard, Washington. Verify credentials with the state mortgage licensing authority before hiring.

14 agents listed
Updated May 2026
Port Orchard, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 14 mortgage lenders in Port Orchard, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Donna Miller, Movement Mortgage NMLS 93854
2465 Bethel Rd SE Suite 201, Port Orchard, WA 98366
3608740451
Riley Chase -Movement Mortgage NMLS#405718
2465 Bethel Ave Suite 201, Port Orchard, WA 98366
3607102089
Movement Mortgage: Chris Garcia
2465 Bethel Rd SE Suite 201, Port Orchard, WA 98366
3606493742
Barbara Masters
1551 SE Piperberry Way Suite 151, Port Orchard, WA 98366
3606212644
Chloe Lykins
2465 Bethel Ave Suite 201, Port Orchard, WA 98366
3605212484
Anthony Cota
1551 SE Piperberry Way Suite 151, Port Orchard, WA 98366
8773141499
Lender Design Membership
Heron Ridge Avenue, Port Orchard, WA 98366
8882402244
US Bank Mortgage
Port Orchard, WA 98366
8008722657
American First Lending Corporation
450 Port Orchard Blvd #220, Port Orchard, WA 98366
8887796500
Movement Mortgage
1551 SE Piperberry Way Suite 151, Port Orchard, WA 98366
8773141499
Chase Home Lending
4350 SE Mile Hill Dr, Port Orchard, WA 98366
3032456524
Windermere Mortgage Services
1200 Bethel Ave, Port Orchard, WA 98366
3608747731
West Sound First Time Home Buyers Education
2465 Bethel Rd SE Suite 201, Port Orchard, WA 98366
3606493742
1st Choice Mortgage Field Service Llc
1125 Bethel Ave BOX 1752, Port Orchard, WA 98366
2536557373

Port Orchard home buyers and homeowners can work with local mortgage lenders to secure financing for a home purchase or refinance. Washington state requires lenders to follow specific licensing rules under the Consumer Loan Act. Lenders in Port Orchard offer conventional, FHA, VA, and USDA loans to serve the local market.

What Does a Mortgage Lender in Port Orchard Cost?

Typical mortgage lender costs in Washington include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 500 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs in Kitsap County often total 2 to 5 percent of the purchase price. These amounts vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Port Orchard?
You will need pay stubs, tax returns, bank statements, and a government-issued ID. Washington lenders also require a signed authorization to pull your credit report. Self-employed borrowers may need additional profit and loss statements.
How long does it take to close on a home loan in Washington?
A typical mortgage closing in Washington takes 30 to 45 days from application to funding. Delays can occur if appraisal or title work takes longer. Your lender will provide a timeline estimate at the start of the process.