Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 mortgage lenders in Newcastle, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Interstate Financial Inc.
7225 129th Ave SE, Newcastle, WA 98056
4252030035
Precision Mortgage, Inc
7109 114th Ave SE, Newcastle, WA 98056
4252269325
Chase Home Lending
13033 SE 69th Pl, Newcastle, WA 98056
4254993800
What Does a Mortgage Lender in Newcastle Cost?
Typical costs for a mortgage in Washington include an origination fee of 0.5% to 1% of the loan amount and third party fees for appraisal title insurance and escrow. Closing costs in King County often range from 2% to 5% of the purchase price. Washington does not have a state income tax but property taxes and recording fees apply. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Newcastle?
You typically need pay stubs tax returns bank statements and photo ID. Washington lenders also require a credit check and proof of employment. Self employed borrowers may need additional tax documents.
Are there Washington specific rules for mortgage lenders?
Yes Washington requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Lenders must follow the Washington Consumer Loan Act which sets rules for fees disclosures and interest rates.
How long does it take to close a mortgage in Washington?
A typical mortgage closing in Washington takes 30 to 45 days. This timeline can vary based on loan type property appraisal and lender workload. Washington law requires a three day right of rescission for refinances.