Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 6 mortgage lenders in Mercer Island, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Seattle Funding Group, Ltd.
7525 SE 24th St Suite 330, Mercer Island, WA 98040
4254551733
U.S. Bank-Mortgage Loan Officer-Renee Connor
U.S. Bank Area Served, Mercer Island, WA 98040
2063408031
US Bank Mortgage
2737 78th Ave SE #102, Mercer Island, WA 98040
2062365909
Chase Home Lending
7900 SE 28th St Ste 101, Mercer Island, WA 98040
5035770044
Charlene Wenner-U.S. Bank Mortgage
2737 78th Ave SE #102, Mercer Island, WA 98040
4256372428
Laura E Eng - 414007 - Wells Fargo Home Mortgage
3001 78th Ave SE, Mercer Island, WA 98040
2062750138
What Does a Mortgage Lender in Mercer Island Cost?
Typical costs for a mortgage in Washington include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance which can cost 1,500 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the licensing requirements for mortgage lenders in Washington?
Mortgage lenders in Washington must be licensed by the Department of Financial Institutions under the Consumer Loan Act. Loan originators must also pass a background check and complete pre licensing education. This ensures consumer protection for Mercer Island borrowers.
How long does a typical mortgage process take in Washington?
The mortgage process in Washington usually takes 30 to 45 days from application to closing. This timeline can vary based on loan type and property appraisal. Washington law requires a three day rescission period for refinances but not for purchase loans.