Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 mortgage lenders in Lake Tapps, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MPH Enterprises, LLC dba Turn Two Mortgage 2226396
16515 45th St Ct E, Lake Tapps, WA 98391
2539511225
GFS Home Loans
Gold, 18006 28th St E, Lake Tapps, WA 98391
4255306543
Integrity Mortgage Solutions, LLC
18529 Driftwood Dr E, Lake Tapps, WA 98391
2538631019
What Does a Mortgage Lender in Lake Tapps Cost?
Typical costs for a mortgage in Washington include an origination fee (0.5% to 1% of the loan amount), appraisal fee ($400 to $700), title insurance ($1,000 to $2,500), and recording fees ($50 to $150). Closing costs generally range from 2% to 5% of the purchase price. These costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lake Tapps?
You typically need pay stubs, tax returns, bank statements, and identification. Washington lenders also require a signed authorization to pull your credit report. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Washington?
The process usually takes 30 to 45 days from application to closing. Washington state law gives you a three-day right of rescission after signing for a refinance, but this does not apply to purchase loans.
Are there specific loan programs for first-time homebuyers in Lake Tapps?
Yes, Washington offers the Washington State Housing Finance Commission programs, including down payment assistance and tax credits. Local lenders can help you qualify for FHA, VA, or conventional loans with low down payment options.