Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 5 mortgage lenders in Kenmore, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
All City Mortgage, LLC (NMLS#107614)
7225 NE 149th Pl, Kenmore, WA 98028
4254856509
Gary Hawkinson - NFM Lending
17455 68th Ave NE Suite 302, Kenmore, WA 98028
2533125999
Chase Mortgage
6701 NE 181st St, Kenmore, WA 98028
4254861286
US Bank Mortgage
6460 NE Bothell Way, Kenmore, WA 98028
4254859510
All City Mortgage, LLC (NMLS#107614)
7225 NE 149th Pl, Kenmore, WA 98028
4254856509
What Does a Mortgage Lender in Kenmore Cost?
Typical costs for a mortgage in Washington include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance costing 1,500 to 3,000 dollars. Closing costs generally total 2 to 5 percent of the purchase price. Washington also charges a mortgage recording tax of 1.28 dollars per 500 dollars of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Kenmore?
You typically need pay stubs, tax returns, bank statements, and photo ID. Washington lenders also require a signed loan application and a credit check. Self-employed borrowers may need additional profit and loss statements.
How long does a mortgage approval take in Washington?
The process usually takes 30 to 45 days from application to closing. Washington law requires a three-day right of rescission for refinances, which adds a short delay. Pre-approval can happen in one to three days.
Are there special mortgage programs for Washington first-time buyers?
Yes, the Washington State Housing Finance Commission offers down payment assistance and tax credits for eligible first-time buyers. These programs have income limits and require a homebuyer education course. Local Kenmore lenders can help you apply.