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Looking for a mortgage lender in Kelso? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Kelso, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 2 mortgage lenders in Kelso, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
224 S Kelso Dr, Kelso, WA 98626
3605751854
Kristi Spears VIP Mortgage INC
209 W Main St UNIT 103, Kelso, WA 98626
3609571757
Kelso, Washington home buyers and homeowners can work with local mortgage lenders to secure financing for a home purchase or refinance. Washington state law requires lenders to be licensed under the Consumer Loan Act and follow specific disclosure rules. Lenders in Kelso can help you understand local property values and loan options tailored to Cowlitz County.
What Does a Mortgage Lender in Kelso Cost?
Typical costs for a mortgage in Washington include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance ranging from $1,000 to $2,500. Closing costs generally total 2% to 5% of the purchase price. These amounts vary by loan type and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Kelso?
You typically need proof of income, tax returns, bank statements, and identification. Washington lenders also require a signed authorization to check your credit and may request additional documents for self-employed borrowers.
How long does it take to close a mortgage in Washington?
Closing a mortgage in Washington usually takes 30 to 45 days. This timeline includes appraisal, underwriting, and final review. Delays can occur if additional documentation is needed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.