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Find Mortgage Lenders Near You in Hoquiam, WA

Looking for a mortgage lender in Hoquiam? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Hoquiam, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 mortgage lenders in Hoquiam, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Timberland Bank
624 Simpson Ave, Hoquiam, WA 98550
3605334747
Peak Credit Union
320 Ontario St, Hoquiam, WA 98550
8002583115
Charlee Paull-U.S. Bank Mortgage
727 Simpson Ave, Hoquiam, WA 98550
3607382606

Hoquiam Washington offers several mortgage lender options for home buyers and refinancing. Washington state requires lenders to follow specific licensing rules under the Consumer Loan Act. Local lenders in Hoquiam can help you navigate programs like the Washington State Housing Finance Commission down payment assistance.

What Does a Mortgage Lender in Hoquiam Cost?

Typical mortgage lender costs in Washington include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage lender in Hoquiam?
You typically need pay stubs, tax returns, bank statements, and identification. Washington lenders also require a signed loan application and a credit check.
Are there special mortgage programs for Washington first-time home buyers?
Yes. The Washington State Housing Finance Commission offers the Home Advantage program with down payment assistance. These programs have income limits and require a home buyer education course.
How long does the mortgage process take in Washington?
The process usually takes 30 to 45 days from application to closing. Washington law requires a three-day rescission period after signing for refinances, but not for purchase loans.