Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 8 mortgage lenders in Ferndale, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RJ Bennett - Mortgage Lender, Canopy Mortgage, LCC
5703 3rd Ave A, Ferndale, WA 98248
3607393454
WECU Credit Union
5659 Barrett Rd, Ferndale, WA 98248
3606761168
Ty DenHartog - Canopy Mortgage
1887 Main St Suite 204, Ferndale, WA 98248
3609611781
North Coast Credit Union
5657 Riverside Dr, Ferndale, WA 98248
8006968830
WaFd Bank
2045 Main St, Ferndale, WA 98248
3603841400
Peoples Bank
1895 E Main St, Ferndale, WA 98248
3603801014
Isaiah Assink - Canopy Mortgage, LLC
1887 Main St Suite 204, Ferndale, WA 98248
3609617896
Chase Mortgage
1825 Main St, Ferndale, WA 98248
3603841165
What Does a Mortgage Lender in Ferndale Cost?
Typical costs for a mortgage lender in Washington include origination fees of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance averaging $1,500 to $2,500. Closing costs in Ferndale generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Washington?
Mortgage lenders in Washington must hold a state license under the Consumer Loan Act (Chapter 31.04 RCW). The Washington State Department of Financial Institutions oversees licensing and compliance.
How long does a mortgage pre-approval last in Ferndale?
A mortgage pre-approval in Washington typically lasts 60 to 90 days. Lenders may require updated financial documents if the pre-approval expires before closing.
Are there special mortgage programs for Washington home buyers?
Yes, Washington offers programs like the Washington State Housing Finance Commission (WSHFC) first-time home buyer loans and down payment assistance. These programs have income limits and require home buyer education.