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Showing 2 mortgage lenders in Des Moines, WA
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Chase Mortgage
22240 Marine View Dr S, Des Moines, WA 98198
2064612125
Chase Mortgage
22240 Marine View Dr S, Des Moines, WA 98198
2064612125
What Does a Mortgage Lender in Des Moines Cost?
Typical costs for a mortgage lender in Washington include origination fees (0.5% to 1% of the loan amount), appraisal fees (USD 500 to USD 700), and title insurance (USD 1,500 to USD 3,000). Closing costs generally range from 2% to 5% of the home purchase price. Washington also charges a mortgage recording tax of USD 1.50 per USD 1,000 of the loan amount in most counties. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do mortgage lenders need in Washington?
Mortgage lenders in Washington must hold a license from the Washington State Department of Financial Institutions. This includes a Mortgage Broker or Consumer Loan Company license. Individual loan officers must also be licensed through the Nationwide Multistate Licensing System.
Are there Washington state limits on mortgage interest rates?
Washington does not have a general usury limit on mortgage loans for most residential properties. However, high-cost home loans are subject to specific restrictions under the Washington Consumer Loan Act. These rules limit certain fees and terms for loans with high rates or points.
How long does a mortgage pre-approval last in Washington?
A mortgage pre-approval in Washington typically lasts 60 to 90 days. The exact duration depends on the lender and the type of loan. After that period, you may need to update your financial documents for a new pre-approval.