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Mortgage Lenders in Covington, WA

Directory of mortgage lenders in Covington, Washington. Verify credentials with the state mortgage licensing authority before hiring.

6 agents listed
Updated May 2026
Covington, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 6 mortgage lenders in Covington, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
27339 Covington Way SE Suite B-116, Covington, WA 98042
2532425320
Tim Lombardo at Cornerstone Home Lending | NMLS# 246774
27116 167th Pl SE Suite 104, Covington, WA 98042
2063965773
Aaron Pilger At Priority Home Lending | NMLS 955383
27116 167th Pl SE Suite 104, Covington, WA 98042
4252432504
Barrett Financial Group L.L.C.
27331 172nd Ave SE Suite 110, Covington, WA 98042
2066187700
Cornerstone Home Lending
27116 167th Pl SE Suite 104, Covington, WA 98042
2536424068
US Bank Mortgage
Covington, WA 98042
2536302800

Mortgage lenders in Covington Washington help homebuyers and homeowners secure financing for property purchases and refinances. Washington state law requires lenders to be licensed under the Consumer Loan Act. Local lenders understand the Covington real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Covington Cost?

Typical costs for a mortgage lender in Washington include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Covington Washington?
You typically need pay stubs, tax returns, bank statements, and identification. Washington lenders also require a credit report and property appraisal. Specific requirements vary by loan type and lender.
How long does the mortgage process take in Washington state?
The mortgage process in Washington usually takes 30 to 45 days from application to closing. Washington law requires a three day rescission period for refinances. Delays can occur due to appraisal or title issues.
Are there special mortgage programs for first time home buyers in Washington?
Yes, the Washington State Housing Finance Commission offers programs like the Home Advantage loan and the Dream Downpayment loan. These programs provide down payment assistance and competitive rates for eligible buyers in Covington.