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Mortgage Lenders in Lorton, VA

Directory of mortgage lenders in Lorton, Virginia. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Lorton, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 3 mortgage lenders in Lorton, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
M Street Mortgage: Zubair Khan, Mortgage Broker NMLS #2000103
7843 Seafarer Way, Lorton, VA 22079
2026044717
Truist
9400 Richmond Hwy, Lorton, VA 22079
7033379044
Commercial Real Estate Loans Lorton VA
10628 Old Colchester Rd # D, Lorton, VA 22079
7036883670

Mortgage lenders in Lorton Virginia help homebuyers secure financing for homes in Fairfax County. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the Lorton real estate market and can guide you through Virginia specific programs like the Virginia Housing Development Authority loans.

What Does a Mortgage Lender in Lorton Cost?

Typical mortgage lender costs in Virginia include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 1,000 to 2,000 dollars. Closing costs generally range from 2 percent to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Lorton?
You typically need pay stubs, tax returns, bank statements, and photo ID. Virginia lenders also require a property appraisal and title search.
How long does the mortgage process take in Virginia?
The process usually takes 30 to 45 days from application to closing. Virginia law requires a three day right of rescission for refinances.
Are there special mortgage programs for Virginia homebuyers?
Yes, the Virginia Housing Development Authority offers down payment assistance and lower interest rates for first time buyers. Fairfax County also has local grant programs for eligible residents.