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Find Mortgage Lenders Near You in Washington Terrace, UT
Browse mortgage lenders serving Washington Terrace, Utah. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Washington Terrace, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 2 mortgage lenders in Washington Terrace, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Primary Residential Mortgage, Inc.
5327 Adams Ave Pkwy suite b, Washington Terrace, UT 84405
8014757557
Brandon Smith
5327 S 500 E Suite B, Washington Terrace, UT 84405
8002552792
Mortgage lenders in Washington Terrace, Utah help homebuyers secure financing for residential properties. Utah law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the specific housing market in Weber County and can guide you through conventional, FHA, and VA loan options.
What Does a Mortgage Lender in Washington Terrace Cost?
Typical costs for a mortgage lender in Utah include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary based on loan type, property value, and lender policies. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Washington Terrace?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Utah lenders may also ask for proof of Utah residency and a credit report. Gather these documents early to speed up the process.
How long does it take to close on a home loan in Utah?
A typical mortgage closing in Utah takes 30 to 45 days. Some lenders offer faster timelines if you are pre-approved. Delays can occur if property appraisals or title searches take longer than expected.
Are there special mortgage programs for first time buyers in Utah?
Yes, Utah Housing Corporation offers down payment assistance and lower interest rates for qualified first time buyers. These programs have income limits and require a homebuyer education course. Contact a local lender to see if you qualify.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.