Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 4 mortgage lenders in Saratoga Springs, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alex Thompson - Mortgage Loan Officer - Mountain America Credit Union
25 Crossroads Blvd, Saratoga Springs, UT 84045
3854791914
Kevin Flint Mortgage Team - Loan Officer Powered by UMortgage
66 E Garibaldi Wy, Saratoga Springs, UT 84045
3852148139
Mountain Point Mortgage
87 N Desert Sage Cir, Saratoga Springs, UT 84045
4357033800
Miller Brothers Mortgage
2312 N Elderberry Dr, Saratoga Springs, UT 84045
9493944442
What Does a Mortgage Lender in Saratoga Springs Cost?
Typical costs for a mortgage lender in Utah include an origination fee of 0.5 to 1 percent of the loan amount and third party fees for appraisal title insurance and credit report which can total 2000 to 5000 dollars. Closing costs in Utah generally range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Saratoga Springs Utah?
You typically need pay stubs tax returns bank statements and a valid ID. Utah lenders also require a signed purchase agreement and proof of homeowners insurance before closing.
How long does the mortgage process take in Utah?
The mortgage process in Utah usually takes 30 to 45 days from application to closing. Utah law requires a three business day review period after you receive your Closing Disclosure before you can sign final documents.
Are there down payment assistance programs for Saratoga Springs home buyers?
Yes Utah Housing Corporation offers down payment assistance programs for qualified buyers in Saratoga Springs. These programs may provide grants or low interest loans to help cover down payment and closing costs.