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Browse mortgage lenders serving Santaquin, Utah. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Santaquin, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 2 mortgage lenders in Santaquin, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
UCCU - Santaquin Branch
129 E Main St, Santaquin, UT 84655
8012238188
America First Credit Union
57 W Main St, Santaquin, UT 84655
8009993961
Mortgage lenders in Santaquin Utah help home buyers and homeowners secure financing for property purchases and refinancing. Utah law requires lenders to be licensed through the Utah Division of Real Estate. Local lenders understand the Santaquin market and can guide you through the state specific disclosure and escrow requirements.
What Does a Mortgage Lender in Santaquin Cost?
Typical costs for a mortgage lender in Utah include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 400 to 600 dollars, and title insurance of 800 to 1500 dollars. Closing costs in Utah generally range from 2 to 5 percent of the purchase price. These costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage lender need in Utah?
A mortgage lender in Utah must hold a valid license from the Utah Division of Real Estate. This includes passing a background check and completing pre licensing education. You can verify a lenders license on the Utah DRE website.
How long does a typical mortgage closing take in Utah?
A typical mortgage closing in Utah takes 30 to 45 days from application to funding. Utah law requires a three day right of rescission for refinances. Delays can occur if appraisal or title work takes longer.
Are there Utah specific down payment assistance programs?
Yes Utah offers down payment assistance through the Utah Housing Corporation. Programs like Score and FirstHome provide up to 6 percent of the loan amount for qualified buyers. These programs have income limits and require a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.