Compare Mortgage Lenders in Roy, UT
Compare mortgage lenders in Roy. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Utah before hiring.
Showing 6 mortgage lenders in Roy, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Roy Cost?
Typical costs for a mortgage lender in Utah include an origination fee of 0.5 to 1.0 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and escrow fees add 1,500 to 3,000 dollars. Closing costs usually total 2 to 5 percent of the home price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Roy Utah?
You typically need pay stubs tax returns bank statements and a government ID. Utah lenders also require a credit report and proof of assets. Self employed borrowers may need additional tax documents.
How long does it take to close on a home loan in Utah?
The average mortgage closing in Utah takes 30 to 45 days. This timeline can vary based on loan type property appraisal and under review. Utah law requires a three day right of rescission for refinances.
Are there first time home buyer programs in Roy Utah?
Yes Utah offers first time home buyer programs through Utah Housing Corporation. These programs provide down payment assistance and lower interest rates. Eligibility depends on income and purchase price limits set by the state.