Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 12 mortgage lenders in Payson, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Central Bank - Payson
182 N Main St, Payson, UT 84651
8014659276
UCCU - Payson Branch
1012 W 800 S, Payson, UT 84651
8004538188
America First Credit Union
967 Turf Farm Rd, Payson, UT 84651
8009993961
Security Service Federal Credit Union
1322 Turf Farm Way, Payson, UT 84651
8005259570
Nebo CU (a division of Cyprus Credit Union)
201 E 100 N, Payson, UT 84651
8014651200
Pacific Horizon Credit Union
191 S 100 W, Payson, UT 84651
8014650111
Goldenwest Credit Union
824 W 800 S, Payson, UT 84651
8002834550
Team USA Mortgage
1675 W 200 S, Payson, UT 84651
8018859679
Innovative Mortgage Alliance LLC - Payson Branch
764 E 100 N, Payson, UT 84651
8017871232
Websters
235 E 1250 S, Payson, UT 84651
8017871232
US Bank Mortgage
632 S 100 W, Payson, UT 84651
8014658275
Theloanprofessional
659 E 800 S St, Payson, UT 84651
3853508580
What Does a Mortgage Lender in Payson Cost?
Typical mortgage lender costs in Utah include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,500 to $3,000. Closing costs generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Payson Utah?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Utah lenders also require a signed purchase agreement and proof of homeowners insurance.
How long does mortgage approval take in Utah?
Initial pre-approval can take one to three days. Full underwriting and closing usually takes 30 to 45 days, depending on loan type and appraisal scheduling.
Are there Utah-specific mortgage rules I should know?
Utah is a non-judicial foreclosure state, meaning lenders can foreclose without court action. Also, Utah law requires a signed disclosure of mortgage terms within three business days of application.