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Mortgage Lenders in Ogden, UT

Looking for a mortgage lender in Ogden? Review the directory below to compare your options.

14 agents listed
Updated May 2026
Ogden, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 14 mortgage lenders in Ogden, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jenny Dee - Bank of Utah VP, Mortgage Branch Manager
2605 Washington Blvd, Ogden, UT 84401
8014095071
Mortgage Miracles Happen, LLC
298 24th St #435a, Ogden, UT 84401
3856266660
SWBC Mortgage South Ogden
5929 S Fashion Pointe Dr Ste 402, Ogden, UT 84403
8014751758
The Pippin Team at Strategic Mortgage
2564 Washington Blvd, Ogden, UT 84401
8016287667
Ogden Mortgage Loans
298 24th St #435a, Ogden, UT 84401
8017374447
Kyle Stringham - Next Chapter Mortgage
6112 2625 E St, Ogden, UT 84403
8019910100
Misty Sessions at The Next Chapter Mortgage, LLC
3721 S 250 W, Ogden, UT 84405
8015100707
One Point Mortgage
221 25th St, Ogden, UT 84401
8015896296
Major Mortgage
3721 S 250 W, Ogden, UT 84405
8016121600
Lori Johns
1150 Depot Dr #275, Ogden, UT 84404
8018663812
Amy Crosby | Loan Officer NMLS 1410434
3546 N 3050 W, Ogden, UT 84404
8014935800
Helam Heimuli RCS-D, Mortgage Consultant
3721 S 250 W #202, Ogden, UT 84405
8012581327
AFCU Mortgage - Corey Bullard
3650 Wall Ave, Ogden, UT 84405
8018273773
Marty Qualls
5327 S 500 E Suite B, Ogden, UT 84405
8015405108

What Does a Mortgage Lender in Ogden Cost?

Typical costs for a mortgage lender in Utah include an origination fee of 0.5 to 1 percent of the loan amount and third party fees for appraisal title insurance and credit report. Closing costs in Utah generally range from 2 to 5 percent of the purchase price. For a 300000 home this means 6000 to 15000 in total closing costs. Utah law allows lenders to charge a maximum prepayment penalty of 2 percent of the loan balance in the first year. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Ogden Utah?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Utah lenders also require a signed authorization to pull your credit report. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Utah?
The average mortgage process in Utah takes 30 to 45 days from application to closing. Utah law requires a three business day right of rescission for refinances. Delays can occur if appraisal or title work takes longer than expected.
Are there special mortgage programs for first time home buyers in Utah?
Yes Utah Housing Corporation offers down payment assistance and fixed rate loans for qualifying first time buyers. The program has income limits and requires a home buyer education course. Local lenders in Ogden can help you determine if you qualify.