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Find Mortgage Lenders in North Ogden, UT

Directory of mortgage lenders in North Ogden, Utah. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
North Ogden, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 2 mortgage lenders in North Ogden, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advantage Lending Services, Inc
2256 Fruitland Dr, North Ogden, UT 84414
8013888184
US Bank Mortgage
2434 N Washington Rd Blvd, North Ogden, UT 84414
8008722657

Mortgage lenders in North Ogden Utah help homebuyers and homeowners secure financing for residential properties. Utah law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the North Ogden real estate market and can guide you through the loan process.

What Does a Mortgage Lender in North Ogden Cost?

Typical costs for a mortgage lender in Utah include an origination fee of 0.5% to 1% of the loan amount, appraisal fees around $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in North Ogden generally range from 2% to 5% of the purchase price. Costs vary based on loan type, property value, and lender fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in North Ogden Utah?
You typically need pay stubs, tax returns, bank statements, and identification. Utah lenders also require a signed purchase agreement and proof of homeowners insurance. Requirements vary by loan type and lender.
How long does the mortgage process take in Utah?
The mortgage process in Utah usually takes 30 to 45 days from application to closing. Utah law allows a three-day rescission period for refinances. Delays can occur if additional documentation is needed.
Are there Utah-specific mortgage programs for first-time buyers?
Yes, Utah Housing Corporation offers down payment assistance and first-time homebuyer programs. These programs have income limits and require a homebuyer education course. Eligibility depends on the property location and buyer qualifications.