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18 agents listed
Updated May 2026
Layton, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 18 mortgage lenders in Layton, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMI Home Financing
1597 Woodland Park Dr #100A, Layton, UT 84041
8017367736
American Pacific Mortgage Layton (NMLS #1446817)
27 S Main St, Layton, UT 84041
8013908282
Primary Residential Mortgage, Inc. - The Dale Stanford Team
579 Heritage Park Blvd Suite 140, Layton, UT 84041
8014764663
Garrett Hansen, AMP - Diversified Home Loans
1544 Woodland Park Dr Suite 300 B, Layton, UT 84041
4357704802
Guild Mortgage - Zachary Hayes
1086 UT-193 #102, Layton, UT 84040
3852384382
Lifetime Home Loans - Co. NMLS #1861406
664 W Antelope Dr, Layton, UT 84041
8017741699
Brett Wilson - Preferred Rate
52 Main St 1st Floor, Layton, UT 84041
8014976403
Dale Stanford | Branch Manager | Primary Residential Mortgage, Inc.
579 Heritage Park Blvd Ste 242, Layton, UT 84041
8014764663
James Hirst Loan Officer NMLS# 880547 American Pacific Mortgage Layton
27 S Main St, Layton, UT 84041
8018607151
Guild Mortgage - Brady Peterson
1086 UT-193 #102, Layton, UT 84040
3854052392
New American Funding
920 Heritage Park Blvd Suite 200-E, Layton, UT 84041
8016440766
Hometown Mortgage, Co.
476 Heritage Park Blvd Suite 200-B, Layton, UT 84041
8015208475
Guild Mortgage - Jess Patterson
1086 UT-193 #102, Layton, UT 84040
8016145131
Burke Christensen Loan Officer NMLS#308203 American Pacific Mortgage Layton
27 S Main St, Layton, UT 84041
8013366650
Jen Jones Branch Manager/ Loan Originator NMLS #247020 American Pacific Mortgage Layton
27 S Main St, Layton, UT 84041
8013908282
Brett Hewlett - Preferred Rate
52 Main St 1st Floor, Layton, UT 84041
8019061003
Guild Mortgage Company
1086 UT-193 #102, Layton, UT 84040
3852384366
US Bank Mortgage
849 W Hill Field Rd #201, Layton, UT 84041
8008722657
Mortgage lenders in Layton Utah help home buyers and homeowners secure financing for residential properties. Utah law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Layton lenders offer conventional loans FHA loans VA loans and USDA loans for properties in Davis County.
What Does a Mortgage Lender in Layton Cost?
Typical mortgage lender costs in Utah include an origination fee of 0.5 to 1 percent of the loan amount and third party fees for appraisal title insurance and escrow. Closing costs in Layton generally range from 2 to 5 percent of the purchase price. For a 400000 home this means 8000 to 20000 in total closing costs. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Layton Utah?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Utah lenders also require a signed authorization to pull your credit report.
How long does the mortgage process take in Utah?
The average mortgage process in Utah takes 30 to 45 days from application to closing. Utah law allows for a three business day right of rescission on most refinance loans.
What is the Utah statutory interest rate for mortgages?
Utah does not set a specific statutory interest rate for mortgages. Rates are determined by the lender based on market conditions and your credit profile. The Utah usury limit is 10 percent per year for written contracts.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.