ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage lenders in Kaysville. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Kaysville, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 6 mortgage lenders in Kaysville, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coventry Mortgage of Utah Inc.
610 N Kays Dr Suite 106, Kaysville, UT 84037
8014970756
Ashby Financial Group, LC
326 Apricot Grove, Kaysville, UT 84037
8012946179
Jennifer L Reich | Fairway Home Mortgage | Branch Manager
Kaysville residents looking to buy a home or refinance can work with local mortgage lenders who understand Utahs real estate market. Utah law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Lenders in Kaysville can help you navigate conventional FHA VA and USDA loans that are common in Davis County.
What Does a Mortgage Lender in Kaysville Cost?
Typical costs for a mortgage lender in Utah include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees of 400 to 700 dollars and title insurance costs of 800 to 1500 dollars. Closing costs in Utah generally range from 2 to 5 percent of the purchase price. These costs can vary based on loan type property value and lender fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Kaysville Utah?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Utah lenders may also ask for proof of Utah residency and a credit report. Self employed borrowers should provide two years of tax returns and profit loss statements.
How long does it take to close on a mortgage in Utah?
A standard mortgage closing in Utah usually takes 30 to 45 days from application to funding. Utah law does not set a specific closing timeline but lenders must provide a Loan Estimate within three business days of application. Delays can occur if appraisal or title work takes longer.
Are there Utah specific down payment assistance programs for Kaysville home buyers?
Yes Utah Housing Corporation offers down payment assistance programs for qualified first time home buyers. These programs include the FirstHome and Score loans which provide up to 6 percent of the purchase price. Income limits and property location requirements apply and the home must be in Utah.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Kaysville who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.