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Browse mortgage lenders serving Willis, Texas. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Willis, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 7 mortgage lenders in Willis, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flash Funding Mortgage
12056 FM830 Suite 200, Willis, TX 77318
8322341030
Home Loans With Gary - NMLS #228800
13185 FM 1097 ste e, Willis, TX 77318
7133879873
Montgomery Mortgage, Inc.
11230 FM830, Willis, TX 77318
9362287590
Fiesta Loans
214 S Danville St, Willis, TX 77378
9368904677
Chase Home Lending
9496 FM 1097, Willis, TX 77318
3327993680
First Financial Mortgage
10521 FM 1097, Willis, TX 77318
9364391875
PNC Mortgage
12312 Interstate 45 N Suite 100, Willis, TX 77378
9362726224
Mortgage lenders in Willis Texas help home buyers and homeowners secure financing for property purchases and refinancing. Texas law requires specific disclosures and a 12-day right of rescission for most home loans. Local lenders understand the Montgomery County real estate market and can guide you through the Texas home equity loan rules.
What Does a Mortgage Lender in Willis Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5% to 1% of the loan amount, plus third-party fees for appraisal, title search, and credit report. Appraisal fees range from $400 to $700. Title insurance in Texas is regulated and costs about $1,500 to $2,500 for a $200,000 home. Closing costs generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage lender in Willis Texas?
You typically need pay stubs, tax returns, bank statements, and a government ID. Texas lenders also require a completed loan application and a credit check. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Texas?
The standard mortgage process in Texas takes 30 to 45 days from application to closing. Texas law allows a 12-day rescission period for refinances. Delays can occur if appraisals or title work take longer.
Are there special Texas laws for home equity loans?
Yes. Texas law limits home equity loans to 80% of the home value. You also have a 12-day waiting period after closing to cancel the loan. These rules do not apply to purchase mortgages.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.