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Find Mortgage Lenders in Robinson, TX

Browse mortgage lenders serving Robinson, Texas. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Robinson, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage lenders in Robinson, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alterra Home Loans
635 Robinson Dr STE B, Robinson, TX 76706
8778454805
Cardinal Financial Group
1200 E Stegall Dr, Robinson, TX 76706
8177747747

Mortgage lenders in Robinson Texas help homebuyers and homeowners secure financing for property purchases and refinancing. Texas law requires a home equity loan to have a maximum loan-to-value ratio of 80 percent. Local lenders can guide you through the specific closing requirements and title insurance rules that apply in McLennan County.

What Does a Mortgage Lender in Robinson Cost?

Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 1,500 to 2,500 dollars. Closing costs in Texas generally range from 2 to 5 percent of the home purchase price. Note that costs vary by loan type and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Robinson Texas?
You typically need proof of income such as pay stubs and tax returns, bank statements, a valid ID, and credit history. Texas lenders also require a property appraisal and title search as part of the process.
How long does the mortgage process take in Texas?
The mortgage process in Texas usually takes 30 to 45 days from application to closing. Texas law requires a three day right of rescission for refinances on a primary residence.
Are there special mortgage programs for first time home buyers in Texas?
Yes, Texas offers programs like the Texas State Affordable Housing Corporation loans and FHA loans with lower down payments. Local lenders in Robinson can explain eligibility requirements and income limits for these programs.