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5 agents listed
Updated May 2026
Pottsboro, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 mortgage lenders in Pottsboro, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeremy Lewis DBA The Grayson Home Loans Team NMLS#273694
532 FM 120, Pottsboro, TX 75076
9038154496
MLO Force
509 FM 120 #848, Pottsboro, TX 75076
2086563672
First United Bank - Pottsboro
501 FM 120, Pottsboro, TX 75076
9037864404
Guild Mortgage Company
111 FM 120 #107, Pottsboro, TX 75076
9038158905
Capacity Lending
215 FM 120, Pottsboro, TX 75076
4696400400
Pottsboro residents looking for a mortgage lender can work with local banks, credit unions, and independent mortgage brokers. Texas law requires a home equity loan to have a maximum loan-to-value ratio of 80 percent. Borrowers in Pottsboro benefit from a competitive market with options for conventional, FHA, VA, and USDA loans.
What Does a Mortgage Lender in Pottsboro Cost?
Typical mortgage costs in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of about 0.5 percent of the purchase price. Closing costs in Pottsboro generally range from 2 to 5 percent of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Pottsboro?
You typically need pay stubs, tax returns, bank statements, and photo identification. Texas lenders also require a property appraisal and title report.
How long does it take to close on a home loan in Texas?
Most mortgage closings in Texas take 30 to 45 days. Texas law requires a 12-day waiting period after the loan estimate for home equity loans.
Are there special mortgage programs for first-time buyers in Pottsboro?
Yes. The Texas Department of Housing and Community Affairs offers down payment assistance and low-interest loans for first-time buyers. Local lenders in Pottsboro may also offer FHA loans with a 3.5 percent down payment.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.