Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 12 mortgage lenders in Port Arthur, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
1907 Jefferson Dr Suite 400, Port Arthur, TX 77642
(409) 960-6524
securityfinance.com
Texas Car Title and Payday Loan Services, Inc.
3620 FM 365, Port Arthur, TX 77642
(409) 722-1060
texascartitleandpaydayloanservicesinc.com
Republic Finance
4700 FM 365 Suite N, Port Arthur, TX 77642
(409) 722-3200
locations.republicfinance.com
Republic State Mortgage - Crystal Fabre
8460 Central Mall Dr f, Port Arthur, TX 77642
(409) 313-4340
Republic State Mortgage
8460 Central Mall Dr, Port Arthur, TX 77642
(409) 899-5100
republicstatemortgage.com
What Does a Mortgage Lender in Port Arthur Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of $400 to $700, and a title policy fee of $1,200 to $2,000. Closing costs in Texas generally range from 2 to 5 percent of the purchase price. These amounts vary based on loan type, property value, and lender fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Port Arthur Texas?
You typically need pay stubs from the last 30 days, W-2 forms from the last two years, tax returns for self employed borrowers, bank statements for the last two months, and a valid photo ID. Texas lenders also require a copy of your homeowners insurance declaration page before closing.
How long does it take to close on a mortgage in Texas?
A standard mortgage closing in Texas usually takes 30 to 45 days from application to funding. Texas law requires a 12 day waiting period for home equity loans after the application is submitted. Cash out refinances have an additional 12 day right of rescission period.
Are there special mortgage programs for first time home buyers in Texas?
Yes, the Texas Department of Housing and Community Affairs offers the My First Texas Home program with down payment assistance up to 5 percent of the loan amount. Many local lenders in Port Arthur also offer FHA loans which require a 3.5 percent down payment and have flexible credit requirements.