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Find Mortgage Lenders Near You in Port Arthur, TX

Compare mortgage lenders in Port Arthur. Review contact information and insurance categorys before you decide.

12 agents listed
Updated May 2026
Port Arthur, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 12 mortgage lenders in Port Arthur, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
4700 FM 365 Suite I, Port Arthur, TX 77642
4093449981
Sun Loan Company
4997 Twin City Hwy suite 134, Port Arthur, TX 77642
4099633099
Security Finance
1907 Jefferson Dr Suite 400, Port Arthur, TX 77642
4099606524
Texas Car Title and Payday Loan Services, Inc.
3620 FM 365, Port Arthur, TX 77642
4097221060
First Financial Mortgage
3260 Central Mall Dr, Port Arthur, TX 77642
4098833563
Republic Finance
4700 FM 365 Suite N, Port Arthur, TX 77642
4097223200
Republic State Mortgage - Crystal Fabre
8460 Central Mall Dr f, Port Arthur, TX 77642
4093134340
Republic State Mortgage
8460 Central Mall Dr, Port Arthur, TX 77642
4098995100
Texas Mortgage Associates
4700 FM 365 Suite R, Port Arthur, TX 77642
4097274663
Commercial Lending Port Arthur, Texas
2901 Turtle Creek Dr, Port Arthur, TX 77642
4093163505
Hard Money Lenders Port Arthur TX
4749 Twin City Hwy, Port Arthur, TX 77642
4094196118
First Financial Mortgage
8535 Central Mall Dr, Port Arthur, TX 77642
4097268000

Mortgage lenders in Port Arthur Texas help homebuyers and homeowners secure financing for residential properties. Texas law requires a home equity loan to have a maximum loan-to-value ratio of 80 percent. Local lenders can guide you through the specific requirements for Texas homestead properties and the state mandated waiting periods for refinancing.

What Does a Mortgage Lender in Port Arthur Cost?

Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of $400 to $700, and a title policy fee of $1,200 to $2,000. Closing costs in Texas generally range from 2 to 5 percent of the purchase price. These amounts vary based on loan type, property value, and lender fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Port Arthur Texas?
You typically need pay stubs from the last 30 days, W-2 forms from the last two years, tax returns for self employed borrowers, bank statements for the last two months, and a valid photo ID. Texas lenders also require a copy of your homeowners insurance declaration page before closing.
How long does it take to close on a mortgage in Texas?
A standard mortgage closing in Texas usually takes 30 to 45 days from application to funding. Texas law requires a 12 day waiting period for home equity loans after the application is submitted. Cash out refinances have an additional 12 day right of rescission period.