Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage lenders in Mineola, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Carey Adams
1821 N Pacific St Suite 1, Mineola, TX 75773
9032470803
Guild Mortgage - Jennifer Abercrombie
1821 N Pacific St Suite 1, Mineola, TX 75773
9032470803
What Does a Mortgage Lender in Mineola Cost?
Typical costs for a mortgage in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $600, and title insurance premiums which can be $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by lender and loan program. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Mineola Texas?
You typically need pay stubs, tax returns, bank statements, and photo identification. Texas lenders also require a completed loan application and a credit check. Specific documents may vary by lender and loan type.
How long does it take to close on a mortgage in Texas?
The average mortgage closing in Texas takes 30 to 45 days from application to closing. This timeline can vary based on loan type and appraisal scheduling. Texas law requires a 3 day rescission period for refinances.
What are the property tax rates in Mineola Texas?
Property tax rates in Mineola are set by Wood County and local school districts. Rates can change annually and are based on the assessed value of your home. You should ask your lender about escrowing taxes and insurance.