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Mortgage Lenders in Midlothian, TX

Browse mortgage lenders serving Midlothian, Texas. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Midlothian, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 mortgage lenders in Midlothian, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mid America Mortgage Southwest
229 S 9th St, Midlothian, TX 76065
9727232611
Jeremy Finnestad (NMLS#2163031) - The Wood Group of Fairway Mortgage
3530 Jaycee Dr, Midlothian, TX 76065
2069620659
John Walling Mortgage Broker
7211 Hamilton Dr, Midlothian, TX 76065
2142125195
Chase Home Lending
1371 W Main St, Midlothian, TX 76065
8178796711
Prime Lending
200 N 14th St, Midlothian, TX 76065
2147361560

Mortgage lenders in Midlothian Texas help home buyers and homeowners secure financing for property purchases or refinancing. Texas law requires specific disclosures like the Texas Home Equity Loan Disclosure for cash out refinances. Local lenders understand the Midlothian real estate market and can guide you through the Texas home buying process.

What Does a Mortgage Lender in Midlothian Cost?

Typical costs for a mortgage in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance which can cost 1,500 to 3,000 dollars. Texas also charges a state mortgage tax of 0.01 percent on the loan amount. These costs vary by loan type and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Midlothian Texas?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Texas lenders also require a signed disclosure acknowledging the Texas Property Code for home equity loans.
How long does a mortgage loan take to close in Texas?
A typical mortgage loan in Texas closes in 30 to 45 days. Texas law requires a three day rescission period for refinances, which can extend the timeline.
Are there special mortgage programs for Texas first time home buyers?
Yes, the Texas Department of Housing and Community Affairs offers programs like the My First Texas Home loan. These programs provide down payment assistance and competitive interest rates for eligible buyers.