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Browse mortgage lenders serving Kemah, Texas. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Kemah, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage lenders in Kemah, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
King James Lending | Hard Money Loans Local Investors | Quick Close, Best Fees
770 Marina Bay Dr, Kemah, TX 77565
2819097487
Texas First Bank
1100 TX-146, Kemah, TX 77565
2815384483
Mortgage lenders in Kemah Texas help home buyers and homeowners secure financing for residential properties. Texas law requires specific disclosures and a 12 day right of rescission on most home loans. Local lenders understand the unique housing market in the Kemah area near Galveston Bay.
What Does a Mortgage Lender in Kemah Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5 percent to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a title insurance policy that costs about 0.5 percent of the purchase price. Closing costs in Texas generally range from 2 percent to 5 percent of the home price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage lender in Kemah?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Texas lenders also require a completed loan application and a credit report authorization.
How long does the mortgage process take in Texas?
The mortgage process in Texas usually takes 30 to 45 days from application to closing. Texas law mandates a three day waiting period after you receive the Closing Disclosure before you can sign final documents.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.